When pursuing a fixed rate mortgage loan there are many things to consider. Most important, the interest rate of your loan has a direct effect on how much that loan will ultimately cost you. With current mortgage rates being low, NOW is the time to come in and see us or apply online Online Application. We have been helping people achieve their dream homes for many years. Let us help you today!

A fixed rate mortgage loan is a fully amortizing loan where the interest rate on the loan remains the same though the entire term of the loan. This is different from a variable rate mortgage in which the interest rate may adjust or "float". 

With a fixed rate mortgage loan, the interest rate and length of the loan are fixed and do not change regardless of market conditions. This means the monthly payment amount does not change and is consistent for the entire duration of the loan. We offer a variety of loan periods, ranging from 10, 15, 20, 25, and 30 years. 

 

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.